OnlyFans Payout Methods: A Guide to Managing Your Earnings 💰

Learn about the various OnlyFans payout methods, how to get started and tips to manage your earnings.

Whether you’re a new OnlyFans creator or an experienced one, understanding how to get paid on OnlyFans is essential. From payout methods to transaction timelines, this guide will break down everything you need to know in simple terms.

At the end of this guide, you’ll know how to manage your payouts and ensure you’re getting the most out of your OnlyFans earnings. 🚀

Getting Started

Before getting started with selecting your payout option for OnlyFans and managing your income, you will need to complete the verification process first for your account. Depending on the type of documents you provide, this process may take a few hours or several days.

Make sure you provide the correct documents that match your payout information and bank account. If the name on your verification documents does not exactly match the name on your banking information, you may be required to contact OnlyFans support to clarify these documents. This may take some time so make sure you enter all of your personal information accurately at the start.

How Does OnlyFans Payout Work?

OnlyFans allows creators to earn money directly from subscribers through:

  • Monthly Subscriptions: Recurring payments for access to your content.

  • Tips: Extra cash from fans who want to show appreciation.

  • Pay-Per-View (PPV) Messages: Exclusive content sent directly to fans for a fee.

  • Custom Content Requests: Tailored content for a premium price.

Once you start earning, your money is stored in your OnlyFans wallet until you request a payout.

OnlyFans Payout Methods

There are several payout methods you can use to transfer money from your OnlyFans account:

1. Bank Transfer (Direct Deposit)

Bank transfers are one of the most popular payout methods. With this option:

  • Funds are sent directly to your bank account.

  • It’s available in most countries.

  • You’ll need to provide your bank account details, including your IBAN or routing number.

Processing Time: Payments usually take 3–5 business days to appear in your account.

2. International Bank Transfers

For creators outside the U.S. or EU, OnlyFans offers international wire transfers.

  • Ideal for creators in countries with limited local banking options.

  • May involve higher fees depending on your bank’s policies.

Processing Time: 5–7 business days.

3. Paxum

Paxum is an e-wallet service designed for freelancers and online workers.

  • Once funds are in your Paxum account, you can transfer them to your bank or withdraw via an ATM.

  • Suitable for creators in countries where direct deposits aren’t available.

Processing Time: Instant once the payout is approved by OnlyFans.

4. Payoneer

Payoneer is another e-wallet service that works like Paxum.

  • Funds can be transferred to your bank or used with a Payoneer card.

  • Known for its low transaction fees and wide availability.

Processing Time: Typically within 1–2 business days.

5. Cryptocurrency (Bitcoin)

Although not a standard payout method directly through OnlyFans, some third-party services allow you to convert your funds into cryptocurrency.

  • This option provides extra privacy and flexibility.

  • May involve additional fees for conversion and transfers.

Note: Only use trusted platforms for crypto transactions.

Setting Up Your Payout Method

These steps will guide you on how to set up your preferred OnlyFans payout method:

  1. Log in to Your OnlyFans Account.

  2. Go to Settings > Payout Options.

  3. Select your preferred payout method (e.g., Bank Transfer, Paxum).

  4. Provide the necessary details (e.g., bank account info, email for Paxum).

  5. Save your settings.

Pro Tip: Double-check your information to avoid any delays.

Payout Frequency

If you’re a new OnlyFans creator, you may be limited to when you can withdraw money from your account. For new accounts, you’ll be required to wait a month until you’re able to withdraw your earnings but this time period will eventually decrease to a few days the longer your account remains on the platform.

Depending on your country of residence, you may also encounter further limitations with the withdrawals from your account, make sure to always remember this.

To make your payouts faster, select the option to receive payout automatically on OnlyFans. When your OnlyFans earnings pass the required time limit, they will automatically be deposited into your preferred payout method. This will save you the effort from having to manually request your payouts every time.

OnlyFans Fees & Currency Conversions

Don’t forget the difference between gross and net on the platform. OnlyFans takes 20% fees so your final earnings on the platform may be significantly lower than what you’d expect.

All earnings on OnlyFans are in USD. When you transfer money between different accounts, you may lose a chunk due to the conversion fees.

Tips for Managing Your OnlyFans Earnings

Set Aside Money for Taxes
Remember, OnlyFans income is taxable. Keep track of your earnings and set aside funds for tax season.

Keep Your Banking Info Updated
If you switch banks or change accounts, update your payout settings immediately to avoid disruptions.

Monitor Your Transactions
Keep an eye on your OnlyFans wallet and bank statements to ensure payments are processed correctly.

Explore Multiple Payout Methods
Having a backup payout option (e.g., Payoneer or Paxum) ensures you’re covered in case of delays.

What to Do If Your Payout Is Delayed

Occasionally, payouts might take longer than expected. Here’s how to handle it:

  • Check Your Payment Settings: Ensure all details are accurate.

  • Wait for Processing Time: Remember, weekends and holidays can cause delays.

  • Contact Support: Reach out to OnlyFans support if the issue persists.

Pro Tip: Use Paxum or Payoneer for faster processing times.

Conclusion 🎉

Getting paid on OnlyFans is simple and flexible due to the multiple payout methods. Whether you prefer direct deposit, e-wallets, or international transfers, there’s an option that fits your needs. By understanding the payout process and managing your earnings wisely, you can focus on creating great content for your fans! 🌟

Jasmin,

Funder, Flourished